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Terms of Service

Effective date: June 2, 2026

Version: 2026-06-02

1. Agreement

These Terms of Service ("Terms") are a binding agreement between you ("Customer," "you") and Bullion Automations ("we," "us," "our") governing access to and use of the Bullion Automations website, dashboard, APIs, and related services (collectively, the "Service").

By creating an account, clicking to accept these Terms, or using the Service, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you use the Service on behalf of a company, you represent that you have authority to bind that company, and "you" includes that company.

If you do not agree, do not use the Service.

2. Description of Service

Bullion Automations provides a cloud-based platform for precious metals stores, including live pricing displays, an AI phone assistant, a quote tool with compliance reporting integrations, store configuration, and a management dashboard. Modules and features vary by subscription. The Service is offered on a subscription basis per store location unless otherwise agreed in writing.

3. Account Registration

  • You must provide accurate and complete information when creating an account.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
  • You must promptly notify us of any unauthorized access or suspected compromise of your account.
  • One tenant account may manage multiple store locations; each store may require its own module subscriptions as described at checkout.
  • You may invite additional users to your tenant subject to role permissions we provide. You are responsible for actions taken by users you authorize.

4. License Grant

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license during your subscription term to access and use the Service solely for your internal business operations at the store locations covered by your active subscriptions.

This license does not include any right to:

  • Copy, modify, or create derivative works of the Service or our software, except as expressly permitted by us in writing;
  • Reverse engineer, decompile, or disassemble the Service, except where such restriction is prohibited by applicable law;
  • Remove or alter proprietary notices;
  • Resell, rent, lease, or make the Service available to third parties as a standalone offering;
  • Use the Service to build a competing product or service.

All rights not expressly granted are reserved by Bullion Automations and its licensors.

5. Permitted Users and Store Scope

Your license covers only users and store locations associated with your tenant and covered by active entitlements. You may not share dashboard access with unrelated third parties. Display, quote tool, and AI assistant features must be configured and used for your own retail operations, not for unrelated businesses without our written consent.

6. Free Trial

New accounts may receive a trial period for selected modules after completing the applicable checkout flow. Trial length, eligible modules, and requirements are shown at signup or checkout. A valid subscription and payment method may be required to unlock features during or after trial.

At the end of the trial period, you must maintain an active paid subscription for each module and store you wish to continue using. Unused trial periods are not transferable. We may modify or discontinue trial offers at any time.

7. Subscriptions and Billing

  • Subscriptions are generally billed monthly per store, per module, unless a bundle or custom agreement states otherwise.
  • Payments are processed by Stripe. By subscribing, you also agree to Stripe's terms and authorize us and Stripe to charge your payment method for recurring fees, taxes, and adjustments we disclose at checkout.
  • Fees are as shown at checkout or in the dashboard at the time of purchase. We may change prices for new purchases with notice; changes to existing subscriptions will follow Stripe and any notice we provide in the dashboard or by email.
  • You may add or remove modules and stores subject to product rules. Proration and credits, if any, are handled through Stripe according to the plan in effect at the time of change.
  • If payment fails, we may notify you and provide a grace period before suspending or limiting features. Past-due amounts remain owed.
  • Except where required by law, fees are non-refundable once a billing period has started.

8. Acceptable Use

You agree not to:

  • Use the Service for any unlawful, fraudulent, or abusive purpose;
  • Upload or transmit malware, spam, or content that infringes others' rights;
  • Attempt to gain unauthorized access to the Service, other accounts, or our infrastructure;
  • Interfere with or disrupt the Service, including by excessive automated requests or security testing without our prior written consent;
  • Misrepresent your identity, store, pricing, or compliance status through the Service;
  • Circumvent usage limits, billing, or access controls;
  • Use the Service in a manner that violates third-party terms applicable to integrated providers (see Section 9).

9. Third-Party Services

The Service integrates with third-party products and services, which may include payment processing (Stripe), telephony and voice AI (for example Vapi and underlying carriers), pricing data (for example nFusion), accounting (for example Intuit QuickBooks Online), compliance reporting (for example LEADSOnline), cloud infrastructure (for example AWS), and workflow automation. Those services are provided under their own terms and privacy policies.

We do not control third-party services and are not responsible for their availability, accuracy, pricing, or conduct. Your use of integrations requires valid accounts and credentials with those providers, and you are responsible for fees owed to them. Enabling an integration constitutes your direction for us to exchange data with that provider as needed to operate the feature you selected.

10. Service Availability

We strive to keep the Service available but do not guarantee uninterrupted or error-free operation. Maintenance, upgrades, third-party outages, and events outside our reasonable control may cause downtime. Unless you have a separate signed agreement with us that expressly includes a service level commitment, the Service is provided without a guaranteed uptime SLA.

11. Data, Compliance, and Your Responsibilities

You are responsible for your business's compliance with applicable local, state, and federal laws, including precious-metals, anti-money-laundering, record-keeping, and consumer-protection requirements. The Service provides tools to assist with operations and reporting (including LEADSOnline-related workflows where configured) but does not constitute legal, tax, or compliance advice, and we do not guarantee regulatory compliance.

You are responsible for the accuracy of store configuration, pricing rules, knowledge-base content, prompts, and data you submit. You must obtain any required consents for call recording, transcription, and customer communications permitted in your jurisdiction.

12. AI Answering Service

Where subscribed, the AI Answering Service provides automated responses based on your configured knowledge base, catalog, and pricing data. Responses are generated by artificial intelligence and may be incomplete or inaccurate. You are responsible for reviewing call transcripts, flagged calls, and business decisions made from AI output.

Call recordings and related metadata are retained for the period stated in the dashboard, product documentation, or your Privacy Policy (currently 14 days for recordings unless we notify you of a change). You should configure forwarding, hours, and escalation paths appropriate for your business.

13. Customer Content and Configurations

You retain ownership of content you provide (for example store profiles, documents, prompts, and transaction data). You grant us a worldwide, non-exclusive license to host, process, transmit, and display that content solely to provide and improve the Service, comply with law, and enforce these Terms.

You represent that you have the rights necessary to provide Customer Content and that it does not violate law or third-party rights.

14. Intellectual Property

The Service, including its software, design, documentation, templates, branding, and aggregated non-customer analytics, is owned by Bullion Automations or its licensors and is protected by intellectual property laws. No ownership rights are transferred to you under these Terms.

15. Feedback

If you provide suggestions or feedback about the Service, you grant us the right to use it without restriction or compensation to you.

16. Confidentiality

Each party may receive non-public information from the other. You agree not to misuse our non-public technical or business information. We will treat your non-public account and configuration data in accordance with our Privacy Policy and reasonable security practices.

17. Data Upon Termination

Upon cancellation or expiration of your subscription, access to paid features will end as described at checkout or in the dashboard. We may retain account and operational data for a period consistent with our Privacy Policy, legal obligations, and backup practices (including approximately 90 days after subscription end for certain account data, unless a longer period is required by law).

Before termination, you are responsible for exporting any records you need from the dashboard, connected systems (for example QuickBooks), or compliance tools. We are not obligated to maintain your data indefinitely after termination.

18. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, THAT PRICING OR AI OUTPUT WILL BE ACCURATE, OR THAT OPERATION WILL BE UNINTERRUPTED OR SECURE.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BULLION AUTOMATIONS AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR BUSINESS, ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THAT PERIOD OR (B) ONE HUNDRED U.S. DOLLARS ($100), EXCEPT WHERE LIABILITY CANNOT BE LIMITED BY APPLICABLE LAW.

20. Indemnification

You will defend, indemnify, and hold harmless Bullion Automations and its affiliates, officers, employees, and agents from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Service, Customer Content, violation of these Terms, or violation of law or third-party rights, except to the extent caused by our gross negligence or willful misconduct.

21. Termination

You may cancel subscriptions through the billing flows we provide (including Stripe customer portal where enabled). Either party may terminate for material breach if the breach is not cured within a reasonable period after written notice, where notice is practicable.

We may suspend or terminate access immediately if you violate these Terms, fail to pay fees, pose a security risk, or if required by law. Sections that by their nature should survive (including license restrictions, disclaimers, limitations of liability, indemnity, and governing law) survive termination.

22. Changes to Terms

We may modify these Terms from time to time. We will post the updated Terms at this URL with a new effective date and version. For material changes, we will provide at least 30 days' notice by email or dashboard notification when practicable. Continued use after the effective date of changes constitutes acceptance, except where applicable law requires a different process.

23. Governing Law and Disputes

These Terms are governed by the laws of the State of North Dakota, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Service will be brought in the state or federal courts located in North Dakota, and you consent to personal jurisdiction there, except where applicable law requires a different forum.

24. General

  • Entire agreement. These Terms and the Privacy Policy are the entire agreement regarding the Service unless superseded by a signed written agreement between you and us.
  • Assignment. You may not assign these Terms without our consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.
  • Severability. If any provision is unenforceable, the remainder stays in effect.
  • No waiver. Failure to enforce a provision is not a waiver.
  • Force majeure. We are not liable for delay or failure due to events beyond our reasonable control.

25. Contact

For questions about these Terms, contact support@bullionautomations.com.

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